House & Apartment
Worried about doing this on your own? You may be able to get free legal help.
AddToAny buttons
What is the Cook County Just Housing Amendment (JHA)?
Copy link to this question
The link has been copied.
×
In Cook County, the Just Housing Amendment (JHA) limits when a person's criminal record can be considered in real estate transactions. This includes prohibiting landlords from discriminating against potential or current tenants. To report suspected violations, file a complaint with the Cook County Commission on Human Rights.
The JHA applies to all “real estate transactions,” including the sale, rental, lease, or sublease renewal of residential properties. Read this flyer from the Uptown People's Law Center and watch this video on What you need to know about Just Housing in Cook County for more information. (Note: the video is in English, with Spanish subtitles available.)
The Cook County Commission on Human Rights also shares useful information about the JHA in:
To learn even more about the Just Housing Amendment, read the text of the amendment and the rules for enforcing it.
What types of criminal history can Cook County landlords consider when deciding to rent to a tenant?
Copy link to this question
The link has been copied.
×
The Cook County Just Housing Amendment (JHA) applies to all “real estate transactions,” including the sale, rental, lease, or sublease renewal of residential properties.
Except for certain convictions for sex offenses, the JHA:
- Prohibits denying a housing application based on juvenile or adult arrest records,
- Limits the consideration of an applicant's criminal history to the last three years, and
- Requires landlords to perform an “individualized assessment” before denying housing based on criminal history.
Landlords can refuse to rent to applicants who are:
- Restricted on where they can live because of a past conviction for a sex offense, or
- Required to register because of a past conviction for a sex offense.
What does criminal history mean for Cook County housing applications?
Copy link to this question
The link has been copied.
×
Criminal history includes any information about a person’s:
- Convictions,
- Arrests, dismissed charges, or citations that did not result in a conviction,
- Juvenile records,
- Sealed or expunged records,
- Records of an offense that has been pardoned, or
- Participation in a diversion or deferral of judgment program.
Do Cook County housing providers have to tell applicants about their rental criteria?
Copy link to this question
The link has been copied.
×
Yes, Cook County landlords must give applicants information about how they select tenants. If they consider convictions, the assessment must be related to protecting the personal safety of other tenants or property. Housing providers cannot make these decisions based on stereotypes about people with conviction records.
Before accepting applications, a landlord who plans not to rent to people with past convictions for sex offenses or people required to register as sex offenders may state that as part of the application criteria. The landlord must also inform the applicant that they have the right to:
- Tell the landlord about wrong information on their criminal background check, and
- Provide evidence of their “rehabilitation,” such as letters and other documents.
Review sample notices for more information on how this is done.
Finally, the landlord must provide a copy of the Just Housing Amendment rules.
The landlord may not take an application fee until all this information is given.
What does the Cook County Just Housing Amendment allow landlords to consider during prequalification?
Copy link to this question
The link has been copied.
×
Prequalification means screening a potential tenant to determine whether they meet criteria such as income, rental history, credit score, and pets.
In Cook County, landlords and property managers cannot ask applicants about their criminal record during prequalification. The landlord must decide whether to allow the applicant to continue the application process based on other information and notify the applicant if they plan to run a criminal background check. See a sample Notice to Applicants for Background Screening.
During prequalification, Cook County landlords and property managers cannot base any decisions on criminal history. Examples of unlawful discrimination include:
- Asking people to check a box on the application if they have a criminal record,
- An ad or sign that suggests criminal record discrimination, such as "no felons," "no convicted drug dealers," or "no arrest history,"
- Changing the price, terms, conditions, or privileges of a rental agreement due to criminal history,
- Refusing to allow a person to see a property for sale or rent, or saying the property is no longer available, based on the person's criminal history, or
- Offering to buy property based on the fact that its value is going down because people with a criminal record are moving in (“blockbusting”).
If a landlord or property manager decides not to move forward with an applicant after prequalification, they must provide written notice to the applicant. See a sample Notice of Denial after Pre-Qualification.
What happens during the individualized assessment process for potential Cook County tenants with a criminal record?
Copy link to this question
The link has been copied.
×
If an applicant has passed prequalification, the landlord has the option to look at their conviction (s) from within the past three years before approving the lease. The Just Housing Amendment does not require landlords to conduct criminal background checks.
If the landlord decides to review criminal history, they must perform an “individualized assessment." This means considering the applicant as a whole before rejecting them. This assessment can only look at convictions in the past three years, except for past convictions for sex offenses or the requirement that a person register as a sex offender.
Within three days of receiving a criminal background check, the landlord must give a copy to the applicant:
- By hand,
- Through certified mail, or
- Through electronic communication (like email or text message).
The landlord must otherwise keep the background check confidential. The tenant has 5 business days to dispute any information in the report. They can also argue that the information is not relevant to their ability to be a good tenant.
Review the Cook County Commission on Human Rights' Process and Individualized Assessment Tool for more information on how an individualized assessment is done.
What factors can a Cook County landlord consider during a criminal record assessment?
Copy link to this question
The link has been copied.
×
During the individualized assessment, the landlord must consider the following relevant factors:
- The conduct that led to the conviction,
- How severe the conduct was,
- How recent the conduct was,
- The sentence,
- The number of convictions,
- The amount of time since the most recent conviction,
- The applicant’s age at the time of the most recent conviction,
- The applicant’s history as a tenant,
- Whether the conviction was related to the applicant’s disability, and
- If the applicant has a disability, whether the landlord could make a reasonable accommodation for them.
The landlord must also consider the applicant’s conduct since the conviction. They must consider whether it shows the applicant’s conduct has improved. This is called “evidence of rehabilitation,” and it includes:
- Following the rules of their sentence,
- Certificates of good conduct,
- Employer recommendations,
- Education or job training,
- Treatment, and
- Letters from people who have been around the applicant since their conviction.
The landlord must focus on whether the evidence shows that the applicant is likely to follow the rules of the lease.
How can a landlord deny an application for rental housing in Cook County based on criminal history?
Copy link to this question
The link has been copied.
×
The landlord must tell the applicant their decision within three business days of receiving information from the applicant disputing the report, or arguing it is not relevant to their ability to be a good tenant. A denial based on an applicant's criminal record must be in writing. The written denial also must:
- Explain why denial is necessary to protect against risk of harm to personal safety or property, and
- Include a statement informing the applicant that they can file a complaint with the Cook County Commission on Human Rights.
If the applicant has a disability, the decision must be based on objective evidence. It must also be based on a decision that the risk cannot be reduced or removed by making a reasonable change to accommodate them. See a sample Notice of Right to Dispute Accuracy or Relevance and Notice of Individualized Assessment.
Worried about doing this on your own? You may be able to get free legal help.