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House & Apartment

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Mortgage foreclosure

A loan used to purchase a home is called a mortgage. When the homeowner does not make mortgage payments on time, the lender can take the home back. This is called foreclosure.

Foreclosure of a home I own
(15 resources)
Collecting a surplus after a foreclosure sale
Describes how you can collect extra money if your house is sold for more than what you owe.
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Responding to a mortgage foreclosure case
Steps on how to respond if you received a Complaint and Summons for a mortgage foreclosure case.
How-To
Options for dealing with foreclosure
Lists options for responding to and dealing with a foreclosure case.
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Legal reasons to throw out a mortgage foreclosure lawsuit
You may have a defense (a legal reason) to stop a mortgage foreclosure lawsuit
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Foreclosure of a house or apartment I rent
(3 resources)
Foreclosure for tenants
Learn what changes and what stays the same for tenants when a rental building is in foreclosure.
FAQ
Being sued for mortgage foreclosure
A mortgage is a loan that is used to pay for a house. If you don't make the payments on the loan, the bank can sue you to take the property back. This is called foreclosure.
Guide
Avoiding mortgage foreclosure
To avoid foreclosure you can go through loss mitigation. This may mean that you keep your home or it means you came to an agreement with the mortgage company to give up your home. A foreclosure cannot be filed unless more than 120 days have passed since you stopped paying your mortgage.
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Other foreclosure
(3 resources)
Respond to a mortgage foreclosure complaint
This Easy Form helps you tell the court and the other parties that you are participating in a foreclosure case. The Appearance and Answer forms explain whether you agree or disagree with what is said in the Mortgage Foreclosure Complaint.
Easy Form
I inherited a house that’s in foreclosure. What should I do?
What you need to do when you inherit a house or apartment in foreclosure.
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Avoiding mortgage foreclosure
To avoid foreclosure you can go through loss mitigation. This may mean that you keep your home or it means you came to an agreement with the mortgage company to give up your home. A foreclosure cannot be filed unless more than 120 days have passed since you stopped paying your mortgage.
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